| driving in Europe things to do before you go If you are taking your car with you on holiday, using it as your means of getting to and from your holiday destination, then there are a number of things you should consider: - All UK car insurance policies automatically provide you with third party cover in Europe at no extra cost. However, even if you have comprehensive cover in the UK, your policy may only give you third party cover in Europe - note that's not third party fire and theft, but just third party.
- Check your policy terms or call your insurer. Consider upgrading cover to include fire, theft and personal injury as a minimum. You can usually do so for an additional premium based on the number of days you intend to be out of the UK.
- Carrying a 'green card' is not a legal requirement in most European countries (you can carry your Certificate of Insurance instead), but it does make life easier. A green card is an internationally recognised document which confirms that you have at least the minimum level of insurance required by the country you are visiting. Ask your car insurer for one. Insurers do not charge to issue a green card, but some insurance brokers make a small administration charge.
- Many car insurers will also send you a European Accident Statement. This is a form that you can use should you have an accident, to exchange information with the other party whilst it is fresh in your mind.
- If your insurer has a 24-hour emergency helpline make sure you take the number with you.
- Take your vehicle registration document with you too.
- Consider having your car serviced before you go. As a minimum, check the spare tyre, adjust the headlamps for driving on the right (with adhesive or a clip on converter) and attach a GB sticker to your car (if you don't have a GB plate).
- Some countries require you to carry a warning triangle and / or a first aid kit plus spare light bulbs. It's a good idea to carry these anyway.
- Take a spare set of keys, a fire extinguisher and a small tool kit.
- Consider taking out vehicle breakdown cover. These policies will usually cover roadside assistance, emergency repairs and the cost of hiring a car. They can also cover the cost of emergency accommodation whilst your car is repaired and of returning you and your car to the UK. Greenflag, the AA and RAC all offer European breakdown policies.
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